Earn while you save with one of the highest interest rates in the UAE
Introducing our exclusive savings program – a tiered-based savings account like no other! Crafted for individuals seeking unparalleled returns on their monthly savings, this is your golden chance for financial prosperity. This product is tailored to achieve your savings goals and we are here to guide you to the optimal choice. Opening an online savings account with Banque Misr UAE has never been this effortless or financially rewarding.
Elevate your savings today!
Key Benefits
Complimentary Visa debit card
ATM Cash deposit at BM ATMs in UAE
No minimum balance required
Earn attractive interest rate upto 1.75% per annum
Tier based interest in accordance with your account balance, which makes your interest increase
Free unlimited teller transactions from any Banque Misr branch in the UAE
Interest Rates
| Interest rate | Balance on which interest is calculated (in AED) |
|---|---|
| 1.75% | < 5000 |
| 1.50% | 5,001 to 100,000 |
| 1.00% | 100,001 to 1,000,000 |
| 0.50% | >1,000,000 |
- Monthly minimum balance is considered for the interest calculation
- The interest is calculated on a tiered basis
HAPPINESS IS A SALARY ACCOUNT THAT GIVES YOU MORE
The Saada Salary Current Account, is designed for working professionals; offering significant savings, attractive interest rates and effortless banking solutions, that ensure you make the most of your salary. Our comprehensive financial solutions will help you unlock a host of benefits and privileges because we believe in maximising every opportunity you have to make the most of your hard-earned income.
Key Benefits
4 Free cash withdrawals from other bank ATMs
NO charges for minimum balance requirement
Free unlimited remittances to Banque Misr Egypt
Earning interest of 0.5% per annum
on balances above AED 5,000
Complimentary Debit card
First cheque book is free
LOW salary transfer requirements
Terms & Conditions
- Salary transfer or minimum balance of AED 10,000 to be maintained in this account
- A monthly fee of AED 50 will be applicable if salary is not transferred or balance is not maintained.
- The bank reserves the right to amend the general terms and conditions of the bank (including any relevant applications and documents) with 60 days’ notice.
- Interest rate is subject to change with 60 days prior notice.
- UAE switch ATM cash withdrawals are free only if AED 10,000 balance is maintained in the account throughout the month
- Free remittance service is applicable when it is done through the account transfer at the branches
- All other fees and charges are applicable as per the schedule of charges.
- The terms and conditions are in conjunction with the General Terms and conditions of the bank
Elevate to Luxury
Looking for the best savings account in the UAE ? The Pearl savings account from Banque Misr UAE offers you high interest rates with the ease of banking experience making it convenient and simple.
Key Benefits
Attractive interest rates upto 4%(per annum) on AED & USD balances
VISA Platinum debit card with AED account
Internet banking/mobile banking access
Low minimum balance requirement
Slab-based interest for AED & USD balances
Cash deposit at BM ATMs in UAE
Interest rates for:
AED
| Interest rate (per annum) | Balance in AED | |
|---|---|---|
| Nil | <=5,000 | |
| 0.50% | 5,000.01 to 50,000 | |
| 1.00% | 50,000.01 to 150,000 | |
| 1.75% | 150,000.01 to 300,000 | |
| 2.25% | 300,000.01 to 500,000 | |
| 2.75% | 500,000.01 to 1,000,000 | |
| 3.25% | 1,000,000.01 to 3,000,000 | |
| 3.75% | 3,000,000.01 to 5,000,000 | |
| 4.00% | > 5,000,000 |
USD
| Interest rate (per annum) | Balance in USD | |
|---|---|---|
| Nil | <=5,000 | |
| 0.50% | 5,000.01 to 10,000 | |
| 1.00% | 10,000.01 to 50,000 | |
| 1.25% | 50,000.01 to 100,000 | |
| 1.75% | 100,000.01 to 300,000 | |
| 2.25% | 300,000.01 to 500,000 | |
| 2.75% | 500,000.01 to 750,000 | |
| 3.25% | 750,000.01 to 1,000,000 | |
| 3.75% | 1,00,000.01 to 1,500,000 | |
| 4.00% | > 1,500,000 |
GBP & EUR
- Interest rate of 0.15% (per annum) calculated on minimum balance of each month and paid out semi-annually
Terms and conditions of interest payout
- Only new to bank balances will be applicable for earning interest
- The rate of interest will apply on minimum balance of each month
- For AED and USD accounts: The interest payout is monthly
- For GBP and EURO accounts: The interest payout is every 6 months from account opening date (the month following the account opening will be considered as the 1st month)