Smart Beginnings, Big Dreams

Every business needs the best financial solutions and that’s what Banque Misr UAE provides. Designed with your business priorities in mind, we offer our clients financial access to custom-built propositions that cater to your professional banking needs. This includes, and is not limited to, unique products in the market that offer competitive rates, interest on the balance and ultimate ways of maximizing your success through our offerings. Producing financial gains with measured, progressive benefits has never been simpler.

Key Benefits

The below table displays the key features of this one of a kind product in the market

A unique market offering
interest on balance

LOW minimum balance
requiring only AED 10,000

FREE cheque book
(only first cheque book is free)

Multi-currency account
(open the account in AED or USD)

UNLIMITED FREE teller transactions
from any Banque Misr branches in the UAE

UNLIMITED cash & cheque deposits
at our Banque Misr ATM locations in the UAE

International SME debit card that gives access to Banque Misr accounts through the ATM channel, an ability to use it at merchant outlets and online transactions

Interest Rates

Earn up to 0.25% interest with the Smart Business Account

Monthly Average Balance (AED) AED – Interest Rate % (p.a) USD – Interest Rate % (p.a)
0.01 to 10,000 0% 0%
10,000.01 to 50,000 0.10% 0.05%
50,000.01 to 200,000 0.15% 0.10%
200,000.01 to 5,000,000 0.25% 0.15%
5,000,000.01 and more 0.10% 0.05%

*Interest will be paid based on the average balance maintained in the Banque Misr account.

*For example: If the monthly average balance is AED 500,000, then the interest rate of 1% will be applicable

All fees and charges to be as per the approved ‘schedule of charges’ readily available at the branches.

Terms & conditions

  • Only non-individuals are eligible for this account
  • Account is available in only 2 currencies – AED and USD
  • Issuance fee of AED 100 is applicable for International contactless Debit card
  • The interest calculations to be done on Average balance and interest is paid out monthly
  • Issuance of the Debit card is decided by the bank and has the right to decline the issuance for any reason
  • All other fees and charges are applicable that are mentioned on the website
  • All other regular terms and conditions are applicable for this product
  • Interest rate is subject to change without prior notice.
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